Terms & Condition

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Terms and Conditions Policy

Effective Date: May 12, 2026

Last Update: May 13, 2026

A Little North Insurance

A Little North Insurance is a local, independent Colorado agency offering Medicare, health, and life insurance guidance by comparing plans from multiple carriers and providing free consultations and annual reviews. Users may receive appointment confirmations, appointment reminders, follow-ups, and occasional updates or offers related to services.

* You can cancel the SMS service at any time. Just text "STOP" to the +1 720-679-1320. After you send the SMS message "STOP" to us, we will send you an SMS message to confirm that you have been unsubscribed. After this, you will no longer receive SMS messages from us. If you want to join again, just sign up as you did the first time and we will start sending SMS messages to you again.

* If you are experiencing issues with the messaging program you can reply with the keyword HELP for more assistance, or you can get help directly at info@alittlenorthinsurance.com.

* Carriers are not liable for delayed or undelivered messages

* As always, message and data rates may apply for any messages sent to you from us and to us from you. Message frequency varies. If you have any questions about your text plan or data plan, it is best to contact your wireless provider.

* If you have any questions regarding privacy, please read our privacy policy: https://alittlenorthinsurance.com/privacy-policy

Terms and Conditions – SMS CommunicationsBy providing your phone number and opting in, you consent to receive SMS messages from A Little North Insurance as outlined below. 

1. SMS Consent CommunicationThe phone numbers obtained as part of the SMS consent process will not be shared with third parties for marketing purposes.

2. Types of SMS Communications You May ReceiveIf you have consented, you may receive SMS messages related to:

• Appointment reminders
• Follow-up messages
• Billing inquiries
• Promotions or special offers (only if you have opted in)

Example: "Hello, this is a friendly reminder of your upcoming appointment with A Little North Insurance at 10488 W Centennial Rd, Suite 512, Littleton, CO 80127 on [Date] at [Time]. Reply STOP to opt out at any time."

3. Message FrequencyMessage frequency may vary depending on your interaction with us. You may receive up to 3 messages per week regarding your appointments, account status, or promotions (if opted in).

4. Potential Fees for SMS MessagingStandard message and data rates may apply, depending on your carrier’s pricing plan. These charges may vary for domestic and international messages.

5. Opt-In MethodYou may opt-in to receive SMS messages by:

• Verbally providing consent during a conversation
• Submitting an online form
• Completing a paper form

6. Opt-Out MethodYou may opt out of SMS messages at any time by replying “STOP” to any message. You may also contact us directly at Info@ALittleNorthInsurance.com or (720) 679-1320 to be removed from our list.

7. HelpIf you need help, reply “HELP” to any message or contact us at Info@ALittleNorthInsurance.com.

8. Standard Messaging Disclosures

• Message and data rates may apply.
• You can opt out at any time by texting "STOP."
• For assistance, text "HELP" or visit our [Privacy Policy] and [Terms & Conditions] pages.
• Message frequency may vary.

Mobile Information Sharing Statement

We respect your privacy. Mobile information will not be shared, sold, or conveyed to third parties for marketing or promotional purposes.Any information sharing to subcontractors in support services (such as customer service or technical support) is permitted. All other use case categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

Cookies and Tracking Technologies

We use cookies, web beacons, and similar tracking technologies to improve your experience, analyze usage, and provide personalized content and ads. Cookies may collect information such as your browser type, operating system, IP address, pages visited, and time spent on our site. You can manage or disable cookies through your browser settings, but please note that some features of our site or service may not function properly if cookies are disabled.

Age Restriction (18+)

By accessing or using this messaging service, you confirm that you are at least 18 years of age or the age of majority in your jurisdiction, whichever is higher. This service is not intended for use by individuals under the age of 18. We do not knowingly permit or provide services to minors. If we become aware that a user is under the required age, we reserve the right to suspend or terminate access immediately and delete any associated data.

SMS opt-in details
If you opt in to receive SMS/text messages from us by submitting a form, checking a consent box, requesting services, or providing verbal/written consent, you agree to receive recurring messages related to your account, services, reminders, and promotions; message frequency may vary and standard message/data rates may apply. You can opt out anytime by replying STOP or get help by replying HELP. We do not sell or share your phone number or SMS consent with third parties for marketing purposes.

Carrier Liability Disclaimer

Carriers are not responsible or liable for delayed, failed, or undelivered SMS/text messages. Message delivery is subject to transmission by your mobile carrier and network availability, and we are not responsible for any delays or failures in message receipt.